Caravan & RV loan

Other finance options

Make A Quick Enquiry

About set up finance

Caravan & RV loan

Other finance options

Make A Quick Enquiry

About set up finance

Motor-home & RV Finance Australia

If you’re looking for a reputable broker for your next motorhome, RV or other lifestyle purchase, Set Up Finance is one of the most trusted names in Australia for a reason.

RV Finance From People who get it

At Set Up Finance, we love the outdoors and the way of life that comes with it. Whether you’re a seasoned RVer or buying your first one, we have been there ourselves. That’s why we aim to make the financing journey as easy as possible – with trusted lenders, the best deals and a responsive team on your side – so you can get your dream vehicle sooner and start planning your next adventure.

Lifestyle Financing Experts

Why go to a standard broker for your RV or motorhome purchase when you could go to a lifestyle asset expert? We specialise in these type of loans and have over a decade of experience securing great deals for our customers based on their unique financial situations.

Flexible Options

Our expert brokers will work to find you the ideal loan term options for your needs. We work with an unprecedented amount of lenders to ensure you’ll get the best deal available to you. Most of all, we’ll organise everything for you and take the stress out of financing your purchase.

Debt Consolidation

Have multiple lifestyle assets? Debt consolidation allows you to combine multiple debts into one manageable payment, often at much lower rates than you are paying across multiple smaller loans. Let us help you simplify your situation.

What our customers say about us

Set Up Finance is rated 5 stars by our customers. Read more of our reviews on Google.

Calculate your repayments

We gather data from trusted lenders to give you an estimate of your loan repayments. This calculator is to be used as a guide only. Apply now to get a more accurate quote based on your unique financial situation.

Or simply fill out the request a quote form below.

The repayment information produced by this calculator is to be used as a guide only. Any results produced are neither an offer of finance nor a legal guarantee. We (Set Up Finance) bear no responsibility for any losses incurred from the use of this information. Your official loan request is subject to assessment through standard lending criteria. This calculator has not accounted for additional fees set out by the lender or taxes such as GST.

How it works

Review application

submit to lender

finance offer

finance approved

adventure begins!

Your dream is closer than you think

We’ve helped hundreds of Aussies and their families finance their lifestyle purchases. Let us help you make your dream a reality with the right people on your side.

Loan options

Loans for caravans, camper trailers and other leisure assets fall under the category of asset lending. However much you’re looking to borrow and over what time frame, we will recommend the best possible deal for your needs that takes your complete financial situation into account.

Secured Loans

These are the most common type of loan in asset lending as they are often deemed less risky by lenders and offer a better interest rate. This type of loan is secured against something you own (often what you are borrowing for) as collateral. This means if you default on the loan, the lender would be entitled to seize and sell the asset as repayment.

Unsecured Loans

As the name suggests, this is the opposite of a secured loan where no asset is used as collateral. Because there is more risk involved, lenders tend to charge higher interest rates and fees for unsecured loans. However, these loans are still widely available and usually offer better interest rates than a credit card, for example.

Line of Credit Loans

With this type of loan, the lender gives you a pre-arranged line of credit or borrowing sum. You are only charged interest on what you use, so if you don’t use your full line of credit, you will only be charged per what you spend. These loans typically have higher interest rates than secured loans but offer convenience for when you find the right leisure asset.

Debt Consolidation Loans

Debt consolidation loans are a great tool if you have more than one asset. This type of loan allows you to combine your debt from multiple assets, cars, and credit cards into one loan payment, hopefully at a lower rate than you were paying for separately. Our team can advise you on how to structure your debt consolidation loan.


How do you Calculate Interest Rates?

Interest rates are generally set by the lenders but each lender may vary based on a number of factors including the credit profile of the borrower, the residential status, the type of loan required and the lenders’ appetite for risk.

Can you finance a motorhome over 10 years?

Not usually. While the term is set at the discretion of the customer, most lenders will offer loan terms ranging from 12 months to a max of 7 years in duration with the flexibility to pay out the loan early if required.

What Type of Loan do I need for a Motorhome?

Loans for motorhomes and RVs fall under the category of asset lending. The great part of asset lending is that the loan is generally secured against the asset you are purchasing which makes the borrowing process simpler plus it is seen as less risky to the lender.

Can you pay monthly for a motorhome?

Yes. We can help you set the right terms. There is flexibility to pay weekly, fortnightly and monthly.

What is the best way to finance a motorhome?

Depending on your unique situation, we can recommend a variety of ways to fund your motorhome purchase. Some people can pay cash for their purchase and that’s great, sometimes it means a down payment or other times you need financing for the whole loan amount.

Can you Get FInancing for a Used Motorhome?

While lenders will generally offer finance on second hand motorhome and RVs, some factors such as age of the asset may attract a higher interest rate and shorter term offered to the borrower.

FUnding your Lifestyle

There are many brokers out there who can get you a motorhome or RV loan. But are they specialists in asset finance with a passion for the outdoor lifestyle?

Our team specifically works in this space and has for years, which means we can match you with the right finance option.

We won’t just get you a loan. We’ll get you the right loan.

Australians with a love for adventure use Set Up Finance time and again because they trust we’ll find the deal for them and be with them every step of the way.