OUR PROCESS

Our job is to make financing your dream lifestyle purchase as easy and straightforward as possible. Our asset finance experts will be with you every step of the way.

FUNDING YOUR LIFESTYLE

At Set Up Finance, we’ve simplified the financing journey for our clients and dealers because we want to get people on the road and enjoying their lifestyle purchase sooner. Working with a wide network of trusted lending partners, we are dedicated to getting our customers the best deal, for the perfect product, at the right time.

HOW IT WORKS

  • 1

    REVIEW APPLICATION

  • 2

    SUBMIT TO LENDER

  • 3

    FINANCE OFFER

  • 4

    FINANCE APPROVED

  • 5

    ADVENTURE BEGINS!

YOUR LIFESTYLE EXPERTS

We know first hand the energy that goes into picking the perfect caravan, RV or camper. When you’re ready to make it happen, our team will be there for you from start to finish. Discover why we’re the most trusted name in lifestyle asset finance.

OUR PROCESS

  • 1

    INITIAL APPLICATION

    In our initial consultation, we ask for your residential status, credit history, employment and down payment amount to give you an idea of interest rates and repayments.

  • 2

    PRE-ASSESSMENT

    We conduct a pre-assessment before going to a lender to ensure the loan meets your requirements and that the application also meets the lender’s approval criteria.

  • 3

    SUBMIT TO LENDER

    Once all information is submitted, we wait for the lender to provide the offer of financing (typically 2 business days).

  • 4

    FINANCE OFFER

    We present you with your lending options and recommend the best deal for your needs.

WHAT OUR CUSTOMERS SAY ABOUT US

Set Up Finance is rated 5 stars by our customers. Read more of our reviews on Google.
Abby-Lea Rickett
Abby-Lea Rickett
2023-12-15
We met Sally at a Camping & Leisure show. She was immediately helpful and we knew we wanted her to assist us through our finance application. Once we made contact with her following the show, she kept in consistent communication with us. She is very knowledgeable and gave us realistic advice and expectations throughout the process. Sally has kept in touch and shared in our excitement and I would, without a doubt, recommend her to anyone looking to finance a vehicle / caravan or equipment for their business.
Rasgrove Rural Services
Rasgrove Rural Services
2023-12-06
Awesome Service. Brooke did everything for us and followed up on all aspects. She was very thorough and even found us insurance for our new hybrid. Let the adventure begin and Thank You Brooke.
Peter Faulkner
Peter Faulkner
2023-11-24
Brooke is absolutely incredible!! She made the process from start to finish easy and straightforward, and helped calm our nerves too (a lot!) ????. Between our initial approval/ordering the van to settling the loan our lender increased the interest rate a lot, so Brooke worked tirelessly and at short notice (our van arrived quite early unexpectedly) to find us a better deal. We are appreciative of everything Brooke did to help us make our dream come true. We would recommend Brooke and her team to anyone.
Sarah Shields
Sarah Shields
2023-10-26
Amazing! Sally is so helpful in every aspect! Communication is amazing, and such a lovely person to deal with!
Laurie Gibson
Laurie Gibson
2023-09-28
After reading all of the 5 Star reviews I decided to contact Brooke for a Boat loan & the whole process was so simple with Brooke putting priority on the the best outcome for me.
Debbie Dunasemant
Debbie Dunasemant
2023-09-27
Brooke has been absolutely amazing and a breeze to work with, she was quick with responding to our queries, and she managed to find a pretty good finance deal. There was no stress or pressure throughout the process. Set Up Camp are lucky to have her!! Thank you Brooke ????????
Brendon Halliday
Brendon Halliday
2023-09-14
Brooke has been amazing to deal with from the very first conversation. The entire process was so simple and was kept in the know the entire time. Brooke had our best interest at heart and what would be best financially for us.
Michelle Darvall
Michelle Darvall
2023-08-28
After talking to others banks and lenders about our unique situation, set up finance consultant Brooke listened and gave informed information for us to make the best decision for our needs. She was supportive and always had time for a chat, including random question we had along the way. This experience was made easy and stress less. Thank you Brooke will definitely use you again if ever in the market again
Maria Schmidt
Maria Schmidt
2023-08-02
Brooke is amazing at setting up finance and making it so easy and smooth. She helped me with two big purchases over a couple of years and her service has been consistently exceptional, she went above and beyond your average finance broker to make sure I understand the difference between the products, recommended the best one for my particular circumstances, and taught me a few things about how lenders work. I will be coming back to her with my next loan requirement, positively.
Samantha McGuill
Samantha McGuill
2023-06-26
Brooke helped me with my caravan finance. She is friendly, professional and fast, it was a pleasure working with her. Thanks for a great experience.

YOUR DREAM IS CLOSER THAN YOU THINK

We’ve helped hundreds of Aussies and their families finance their lifestyle purchases. Let us help you make your dream a reality with the right people on your side.

FAQS

HOW DO YOU CALCULATE INTEREST RATES?

Interest rates are generally set by the lenders but each lender may vary based on a number of factors including the credit profile of the borrower, the residential status, the type of loan required and the lenders’ appetite for risk.

CAN I GET FINANCE ON A CARAVAN?

Finance for caravans is most certainly available and offered by many lenders, both mainstream and second-tier or sub-prime lenders.

WHAT KIND OF LOAN DO I NEED FOR A CARAVAN?

Loans for caravans and camper trailers fall under the category of asset lending. The great part of asset lending is that the loan is generally secured against the asset you are purchasing which makes the borrowing process simpler, plus it is seen as less risky to the lender.

HOW LONG CAN YOU FINANCE A CARAVAN FOR?

The term is completely at the discretion of the customer. Most lenders will offer loan terms ranging from 12 months to 7 years in duration with the flexibility to pay out the loan early if required.

CAN YOU GET FINANCING FOR A USED CARAVAN?

While lenders will generally offer finance on second-hand caravans and campers, some factors such as age of the asset may attract a higher interest rate and shorter term offered to the borrower.

HOW DOES FINANCE ON A CARAVAN WORK?

You will be assigned a personal broker who will help you navigate the application process. Applying for finance is relatively painless and once your broker has the information they need from you, they will do the heavy lifting. The best part is, that the majority of the application is undertaken via email or through our website. Your broker will keep you up to date at every stage of the application and they are only a phone, email or text away if you have any questions.