Caravan & RV loan

Other finance options

Make A Quick Enquiry

About set up finance

Caravan & RV loan

Other finance options

Make A Quick Enquiry

About set up finance

Other Finance Options

If you’re looking for a reputable broker for your next caravan, RV or camper purchase, Set Up Finance is one of the most trusted names in Australia for a reason.

LEisure Asset Finance From People who get it

At Set Up Finance, our mission is to making financing your dreams as easy as possible. As experts in caravans, cars, boats, and other lifestyle purchases, we offer superior lending advice and a seamless experience. With trusted lenders, the best deals and a responsive team on your side, we’ll free up your time, so you can focus on planning your next adventure.

4WD Financing

When you need a new ute, more towing or off road capability, Set Up Finance will help you secure the right loan for your needs. We simplify the entire process, so you can get on the road and enjoying your new vehicle sooner.

Commercial Financing

If you’re in need of new equipment and need a commercial equipment loan, we’ll deliver a personalised finance solution suited your needs. Our experts know how to get you the best rates and loan terms, and we’ll guide you at every turn.

Business FInancing

If you need to secure a business loan, let our experienced team guide you through getting the best loan terms for your requirements. We’ll make it as straightforward and uncomplicated as possible, so you can get the financing you need sooner.

Horse Float Financing

Need a new horse float to ensure the comfort and safety of your horses while travelling? At Set Up Finance, we can help you get financing for any sort of trailer, including horse floats. Get in touch with our expert team today to get started.

What our customers say about us

Set Up Finance is rated 5 stars by our customers. Read more of our reviews on Google.

Calculate your repayments

We gather data from trusted lenders to give you an estimate of your loan repayments. This calculator is to be used as a guide only. Apply now to get a more accurate quote based on your unique financial situation.

Or simply fill out the request a quote form below.

Disclaimer
The repayment information produced by this calculator is to be used as a guide only. Any results produced are neither an offer of finance nor a legal guarantee. We (Set Up Finance) bear no responsibility for any losses incurred from the use of this information. Your official loan request is subject to assessment through standard lending criteria. This calculator has not accounted for additional fees set out by the lender or taxes such as GST.

How it works

Review application

submit to lender

finance offer

finance approved

adventure begins!

Your dream is closer than you think

We’ve helped hundreds of Aussies and their families finance their lifestyle purchases. Let us help you make your dream a reality with the right people on your side.

Loan options

Loans for caravans, camper trailers and other leisure assets fall under the category of asset lending. However much you’re looking to borrow and over what time frame, we will recommend the best possible deal for your needs that takes your complete financial situation into account.

Secured Loans

These are the most common type of loan in asset lending as they are often deemed less risky by lenders and offer a better interest rate. This type of loan is secured against something you own (often what you are borrowing for) as collateral. This means if you default on the loan, the lender would be entitled to seize and sell the asset as repayment.

Unsecured Loans

As the name suggests, this is the opposite of a secured loan where no asset is used as collateral. Because there is more risk involved, lenders tend to charge higher interest rates and fees for unsecured loans. However, these loans are still widely available and usually offer better interest rates than a credit card, for example.

Line of Credit Loans

With this type of loan, the lender gives you a pre-arranged line of credit or borrowing sum. You are only charged interest on what you use, so if you don’t use your full line of credit, you will only be charged per what you spend. These loans typically have higher interest rates than secured loans but offer convenience for when you find the right leisure asset.

Debt Consolidation Loans

Debt consolidation loans are a great tool if you have more than one asset. This type of loan allows you to combine your debt from multiple assets, cars, and credit cards into one loan payment, hopefully at a lower rate than you were paying for separately. Our team can advise you on how to structure your debt consolidation loan.

FAQs

How do you Calculate Interest Rates?

Interest rates are generally set by the lenders but each lender may vary based on a number of factors including the credit profile of the borrower, the residential status, the type of loan required and the lenders’ appetite for risk.

What is an example of commercial equipment finance?

Any equipment needed for business or commercial purposes – forklifts, commercial motor vehicles, machinery, trucks, and more.

How to finance business equipment?

The application is the same as any asset borrowing. You will be assigned a broker who will help you navigate the application process.

What is the difference between asset finance and equipment finance?

There is fundamentally no difference between the application, just which lender your broker will choose.

What is commercial equipment finance?

Commercial equipment financing is a loan specifically geared to purchase items for non-personal use.

Can you Get FInancing for a 4WD?

Finance for 4WDs are available and offered by many lenders, both mainstream and second tier or sub-prime lenders.

FUnding your Lifestyle

There are many brokers out there who can get you a loan. But are they specialists in asset finance with a passion for the outdoor lifestyle?

Our team specifically works in this space and has for years, which means we can match you with the right finance option.

We won’t just get you a loan. We’ll get you the right loan.

Australians with a love for adventure use Set Up Finance time and again because they trust we’ll find the deal for them and be with them every step of the way.