Responsible Lending Obligations

Responsible Lending Obligations

As authorised credit representatives, we are committed to meeting responsible lending obligations by ensuring that any credit product recommended to a consumer is suitable for their financial situation and objectives. This involves:

  • Making reasonable inquiries into the consumer’s financial situation, needs, and objectives.
  • Verifying the consumer’s financial situation where necessary.
  • Assessing whether the proposed credit contract or consumer lease is not unsuitable for the consumer.


By providing these services, we  aim to help consumers make informed decisions about their credit options and ensure that they receive credit products that are appropriate for their needs and circumstances.